Well, I spoke to the gal at the State Farm office a few minutes ago. I needed to get the claim number for the car rental (we will have rental reimbursement for 24 days - in order to not be rushed into the purchase of the replacement car, we plan on renting the car Monday 5:00PM to Friday 5:00 PM (four days) and then being a one-car family on the weekends - which is do-able).

I was amazed at how fast State Farm said we could get a loan through them with rates anywhere from 5.9% up to 17.9%. I had to say that the last few cars we've had were hand-me-downs from parens or we paid cash for. The gal then pointed out IF we bought a new car for $20K and the minute we drove it off the lot it was totalled and had depreciated to $15K, they would pay off the $20K loan as a favor to us. Does that seem like a good deal to anyone? I'm hoping my bad luck of the parked car bursting into flames was enough for awhile!