I'm new to the forum and the $20 challenge - today I added to my E*Trade savings account $23.47 to start off (I might give myself 08 credit for these):

$5 for the five gallons of milk from walmart
$18.47 manufacturers' coupons applied to my grocery purchase yesterday. I will not give myself credit for store card discounts as I'm tally only my efforts.

Not sure what is a realistic goal for total accumulation in this accout for the year. I will include rebates and all purchase related savings (like 40% and 50% off of Michael's and Hobby Lobby, etc. plus the occasional $10 at pennys, etc.)

Looking for encouragement as I begin!