Hello, I suppose that I am one of the many new members to join during this
Let's Make Some Resolutions time of year. I am the money manager for the family, and while I feel that we are doing some things right, I feel that with a clear game plan (aka concrete goals) and some personal accountability (support of fellow forum members) I could be doing a better job of things.
My biggest accomplisments for the past month:
(1) just upped my husband's 401k to 10% (up from 6%)
(2) paid cash for all Christmas gifts (though I didn't budget monthly throughout the year and my goal for the savings account was short as a result)
(3) diligently tracked all expenses in DEC for an idea of where the money goes to come up with some realistic budget guidelines
Areas I would like to improve:
(1) more diligent saving for education for the children
(2) better money management in the grocery/menu dept.
(3) limit the impulse buys (even though they are small and usually at consigment/resale stores) because they just usually end up as wasted/unused items.
well, this is a start! Happy New Year to all - hoping to see improvements!
New to the Forum
December 27th, 2007 at 04:06 am
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